Here’s How You Can Protect Your Personal Data


With the internet abuzz due to several data breaches over the past few weeks, it’s high time we learn more about the topic and how we can better protect our personal data.

A data breach happens when a cybercriminal, or “hacker” as they’re more commonly known, gains access to an organization’s data source and takes out sensitive information (e.g. confidential company data, personal account details, etc). The hacker then uses the data for malicious purposes such as identity theft, extortion, etc.

Major breaches aren’t anything new. Just last year, international airline carrier Cathay Pacific revealed a data breach involving 9.4 million passengers which had cybercriminals access their customers’ personal data, and social networking site Facebook revealed that up to 50 million user accounts have been compromised due to a massive security breach.

The wonders of technology, offering us convenience on the go, has desensitized us from its possible consequences to our privacy. This shouldn’t be the case. We are also accountable for the data we share – and there are ways to secure ourselves before things take a turn for the worse. We must learn to be responsible digital natives and equip ourselves with the tools and knowledge for a better and safer browsing experience.

Always remember that security starts with yourself. Here’s some practical tips to protect our personal data from cybercriminals:

  • Use a variety of unique passwords for your accounts

A combination of uppercase and lowercase letters, symbols, and numbers is the best kind. Use a different password for your accounts and set up a password manager to keep track of them. Using the same password will make it easier for hackers to access your accounts.

  • Set up two-factor authentication

Social media sites, e-mails, and mobile applications have two-factor authentication as an added layer of security for your accounts. Turn this on to ensure online safety.

  • Be wary of suspicious e-mails

Keep your guard up on e-mails that ask you to click on hyperlinks or ask for your personal and confidential information. These may seem like official e-mails from organizations—but don’t let it fool you. These “phishing” e-mails usually have misspelled words, badly composed sentences, or suspicious sounding e-mail addresses.

  • Think before you click

Watch out for links (usually shortened links) that may lead to suspicious sites. Make sure to preview links before clicking to avoid getting any virus or malware into your system.

  • Install anti-virus and anti-malware software in your devices

Stop suspicious and malicious threats from entering your system by securing your devices with anti-virus and anti-malware software.

  • Choose applications you can trust

Be wary of what you download. Mobile apps like Cashalo follow global industry standards on security and encryption by leveraging on next generation mobile and data technology. With Cashalo, you’re assured of a safe, convenient, and reliable digital lending transaction. Read through Cashalo’s Privacy Policy to learn more.

About Cashalo

Cashalo is a fintech platform that delivers digital credit to Filipinos – helping them elevate their financial well-being. All loans under the Cashalo Platform are financed by Paloo Financing Inc., with SEC Registration No. CSC201800209 and Certificate of Authority No. 1162

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