New PayLater for the NewNormal banner

Get the  New & Improved PayLater

Cashalo brings you a better PayLater, with HIGHER CREDIT LIMIT and MORE PARTNER MERCHANTS, so you can shop and pay the safe way. 

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Shop Online & In-Store

Shop, dine, and transact with our partner merchants, both offline and on our in-app e-store.

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Go Cashless

Use PayLater for faster and safer transactions. Just present your voucher code or scan your QR Code to pay.

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No Interest

When you pay on time. Due date is 30 days after activation.


PayLater is our flexible credit line that you can use for your everyday needs! You can avail any amount of your choosing within your credit line to purchase from our E-store or from our partnered merchants offline.

With the new & improved PayLater, you can get a credit line as high as Php2,000. You can use the credit line to purchase online from E-Store or offline from our partner merchants.

Anyone! New Cashalo users can complete their user profile and apply for a credit limit. Existing Cashalo users can also apply and activate their credit line as long as they don’t have any outstanding balance from other loan products

Make sure you do not have any outstanding balance from your old PayLater. You can check it by going to the Cashalo app home page, and clicking on “PayLater”. Make sure to settle it to apply for the new & improved PayLater!

Before using PayLater, make sure you have no existing loans with Cashalo. Simply open your Cashalo app and click on Activate PayLater. After filling in your information, we will notify you when your credit line is ready to use. ​

Yes, you can re-apply after 30 days.​

You can use your PayLater to buy vouchers from our E-Store in the app, or offline with our partner merchants.

Every month during your billing date. Your outstanding balance is based on the total transactions you made. Make sure to pay on time to get 0% interest.

Make sure you fill out your user profile completely. Remember: the more valid IDs you put, the higher chances of getting approved!

Your credit limit may change monthly / every billing cycle.

No, you can only use one Cashalo product at a time. Make sure to repay your outstanding balance to avail!