PROMO MECHANICS

  • The Cashalo Member-Get-Member Promotion (referred to as “Promo”) will run from August 26 to December 31, 2021. (the “Promo Period”)
  • Cashalo users (both referrer and referee) will get the following rewards upon successful referrals made within the promo period. The rewards are as follows:
  • Reward 
*Get up to P150 reward points per referral  Eligible Products 
Your Reward  P50 worth of reward points (Submitted 1st Application)  Cashaloan, Shop Now Pay Later, PayLater and Lazada Loan 
P100 worth of reward points (Signed/Disbursed Loan)  Cashaloan, Shop Now Pay Later, PayLater and Lazada Loan 
Every referred friend who successfully repays his/her 1st loan transaction also gets P50 reward points back. 

FOR REFERRER: 

  1. The Promo is open to all Cashalo registered users (referred to as “Referrer”). 
  2. To qualify for rewards:  
    • The Referrer must make a referral by sending their unique link, personalized QR code or unique invitation code through different sharing methods in the app: SMS, Messenger, Viber, Facebook and Email. 
    • Your referral must successfully install, register and make his/her FIRST usage of any of these Cashalo participating products: CashaLoan – approved cash loan 
      • Shop Now Pay Later – approved CashaCart installment and shop at our partner stores 
      • PayLater – used PayLater credit on CashaDeals or pay via QR in participating retail store 
      • Lazada Loan – approved Lazada loan
  3. The Referrer will receive P50 worth of Rewards for every referral who submitted his/her first application.
  4. The Referrer will receive P100 worth of Rewards for every referral who got approved, signed and successfully received his/her first loan transaction. 
  5. The Cash Rewards will be accumulated and directly deposited to the cash-out options linked to Cashalo App. Cash-out options are as follows: 
    • PayMaya account should match the mobile number registered to the app. 
    • GCash account should match the mobile number registered to the app. 
    • Bank Account should be valid and should match the user’s registered name in the app. 
    • Lazada Account should match the mobile number and email address registered to the app. 
  6. The Rewards earned from the 1st to the 14th day of the current month will be credited to you on the 30th day of the current month and will expire after 1 year if not used.  
  7. The Rewards earned from the 15th to the 30th or last day of the current month will be credited to you on the 15th day of the next month and will expire after 1 year if not used.  
  8. You must have any of the cash-out options linked to Cashalo app to receive your rewards. If you linked multiple account, your rewards will be disbursed first to PayMaya, then GCash, then bank account then lastly Lazada wallet. See sample scenarios below: 

    • SCENARIOS  DISBURSEMENT CHANNEL 
      If a user linked all accounts (GCash, PayMaya, Bank Account and Lazada)  Disbursed to PayMaya account 
      If a user linked three accounts (GCash, PayMaya and Bank Account)  Disbursed to PayMaya account 
      If a user linked three accounts (GCash, PayMaya and Lazada)  Disbursed to PayMaya account 
      If a user linked three accounts (PayMaya, Bank Account and Lazada)  Disbursed to PayMaya account 
      If a user linked three accounts (GCash, Bank Account and Lazada)  Disbursed to GCash account 
      If a user linked two accounts (PayMaya and Bank)  Disbursed to PayMaya account 
      If a user linked two accounts (PayMaya and GCash)  Disbursed to PayMaya account 
      If a user linked two accounts (PayMaya and Lazada)  Disbursed to PayMaya account 
      If a user linked two accounts (GCash and Bank Account)  Disbursed to GCash account 
      If a user linked two accounts (GCash and Lazada)  Disbursed to GCash account 
      If a user linked two accounts (Bank Account and Lazada)  Disbursed to Bank account 
      If a user linked one account   Disbursed to the linked account 
  9. Rewards will expire and be forfeited 1 year after crediting if not used.  
  10. The Referrer will be notified once the Rewards have been credited to the account via SMS. He/She will receive a message from CASHALO stating the reward amount transferred to his/her account.  
  11. The Referrer can monitor the status of his/her referrals on the ‘Invite My Friends’ tab on Me Page of Cashalo App. 
  12. The Referrer can monitor status of his/her rewards on the ‘My Rewards’ tab on Me Page of Cashalo App.  
  13. Rewards amount are fixed and will only be awarded if ALL promo terms and conditions are met.  
  14. Rewards are non-transferrable. 
  15. If the Referrer has a loan application that is rejected within the Promo Period, he/she will be disqualified from joining promo. The Referrer will only be able to access ‘Invite Your Friends’ button again once disqualification has been lifted. Disqualification shall be lifted 30 days after the loan application was rejected. 

FOR REFEREE: 

  1. To avail the promo:
      • The Referee must register to Cashalo by using a friend’s unique link, personalized QR code or input friend’s unique invitation code.  
      • After successful registration, the Referee must apply for any of these Cashalo loan products: 
        • CashaLoan – apply for a cash loan for the first time 
        • Shop Now Pay Later – apply for CashaCart installment for the first time 
        • PayLater – Activate Paylater credit limit 
        • Lazada Loan – apply for  Lazada loan for the first time 
      • Upon successful application, the Referee will be eligible for P50 worth of cash or coupon rewards when: 
        • His/her 1st Loan Transaction is successfully repaid. 
  2. To redeem your P50 cash reward: 
    • The cash reward will be available on the ‘My Rewards’ tab on the Me Page of the Cashalo App once application has been successfully submitted.  
    • The Reward earned from the 1st to the 14th day of the current month will be credited to you on the 30th day of the current month and will expire after 1 year if not used.  
    • The Reward earned from the 15th to the 30th or last day of the current month will be credited to you on the 15th day of the next month and will expire after 1 year if not used.  
    • You must have any of the cash-out options linked to Cashalo app to receive your rewards. If you linked multiple accounts, your rewards will be disbursed to the most recent account update.    
  3. The Referee will only qualify for one (1) reward only. 
  4. Any fraudulent application shall be disqualified from earning rewards and shall be subject to investigation. 
  5. In case of dispute, the decision of Oriente Express Techsystem Corporation with the concurrence of DTI shall be considered final. 

FREQUENTLY ASKED QUESTIONS

How do I invite a friend to use Cashalo?
  • You can get rewards when you refer your friends!
    • Login to your account
    • From the home screen, tap on Me icon
    • Tap Invite My Friends Now
    • Send the invite link through:
      • Messenger
      •  Email
      • Viber
      • Facebook
      • SMS
      •  Copy link as text and send through other channels
How many friends can I refer to Cashalo?
  • Refer as many as you wish! Referring is rewarding with Cashalo
I’m entitled to receive rewards for my referrals, but the rewards have not been reflected in my GCash, PayMaya, or bank account, what do I do?
  • Delays in crediting of rewards may be due to account errors. Make sure your account details are updated on the Cashalo app. For immediate assistance, call Cashalo Customer Service hotline (02) 470-6888 from 7:00 A.M. to 8:00 P.M. on weekdays and from 9:00 A.M. to 6:00 P.M. on weekends.
How do I know how much rewards I’ve earned from the referrals I’ve made?
  • You can view this on the My Rewards page on your Cashalo App