FAQ > Shop Online >

How do I apply to Buy Now Pay Later?

Applying to Buy Now Pay Later is fast and easy!
1. Open your Cashalo app and tap Shop Online
2. Choose a merchant and your desired item
3. Input your information and loan terms and submit your application
3. Wait for approval and order confirmation; no downpayment needed!
4. Receive the item

About Cashalo

Cashalo is a fintech platform that delivers digital credit to Filipinos – helping them elevate their financial well-being.

All loans under the Cashalo Platform are financed by Paloo Financing, Inc., a licensed financing company with SEC Registration No. CSC201800209 and Certificate of Authority No. 1162.

Always study the terms and conditions and the disclosure statement before proceeding with any transaction.

Paloo Financing, Inc. is regulated by the Securities and Exchange Commission, with email address at flcd_queries@sec.gov.ph.

Our standard operating hours is from 6:00AM until 10:00PM, Monday to Sunday.  The Cashalo How to Pay Hotline can be reached at (02) 8470-6888. We encourage you to maximize our other telecommunication medium and reach us through our mobile number: (Smart) 09189309800.  You may also submit your queries/requests/concerns to our e-mail, hello@cashalo.com, or via our Facebook page and we’ll gladly attend to your needs.


Privacy Preference Center