Mechanics

Promo Period

#KasaloOfTheMonth Promo (the “Promo”) period is from February 1, 2022 to May 26, 2022 (the “Promo Period”)

Qualifications

Promo is open to all Facebook users who have followed the Cashalo PH Facebook page (@CashaloPH) and who commented on the #KasaloOftheMonth post of the month

Terms and Conditions

  1. Cashalo will upload a #KasaloFriday post on the Cashalo PH Facebook page every Friday during the promo period.
  2. Users must comment their responses to the post until Thursday of the following week and fill in the form linked on the post, which asks for their complete name, address, contact number, Cashalo username, and screenshot of their comment on the post.
  3. User can only comment once in 1 #KasalooftheMonth post
  4. Cashalo will select 1 winner randomly on February 28, March 30, April 27, May 27, 2022.
  5. Each winner will win P10,000 cash to be disbursed to the GCash or PayMaya account linked to their Cashalo account.
  6. The winners will be informed through registered mail and phone call.
  7. Winners’ names will also be announced via Cashalo’s official social media account (Facebook). By commenting on a #KasalooftheMonth post, user consents to their names being posted if they win.
  8. Prize will be disbursed to the GCash or PayMaya account linked to the winner’s Cashalo account within sixty (60) days upon Cashalo’s verification of the winner’s Cashalo account.
  9. User can only win in this promo once.
  10. All non-winning entries after each draw date will not be included in the next cut-off.
  11. Prizes are non-transferrable.
  12. All employees of Cashalo and Paloo their partners and affiliates, including their relatives up to the 2nd degree of consanguinity or affinity are disqualified from joining this promotion.

 

Customer Support and Other Information

  1. All Loans under the Cashalo Platform are financed by Paloo Financing, Inc. with SEC Registration No. CSC201800209 and Certificate of Authority No. 1162.
  2. In case of dispute, the decision of Oriente Express Techsystem Corporation with the concurrence of DTI shall be considered final.
  3. For questions and clarifications, please contact Cashalo at 02-8-470-6888 / (Smart 09088804642) / (Globe 09171850178).

This privacy notice is intended to provide you with the information required under the Philippines’ Republic Act No. 10173, otherwise known as the Data Privacy Act of 2012, its corresponding implementing rules and procedures (“IRR”), and other issuances of the National Privacy Commission (“NPC”) (hereinafter, collectively referred to as the “DPA”), regarding how ORIENTE EXPRESS TECHSYSTEM CORPORATION (“Cashalo”) processes your personal data and/or sensitive personal data you submit through this survey form (hereinafter, collectively referred to as “Personal Data”).

  1. The Personal Information Controller (PIC) and the recipients of Personal Data

Cashalo is an independent PIC of your Personal Data submitted via this portal. Cashalo’s registered address is at 19th Floor, Exxa Tower, Bridgetowne, C-5 Road, Barangay Ugong Norte, Quezon City. OETC’s Data Protection Officer can be reached out to using the privacy portal (https://cashalo-privacy.atlassian.net/servicedesk/customer/portals) or dpo@cashalo.com.

  1. Personal Data collected

You have control over the Personal Data you wish to submit via this privacy portal. In general, the Personal Data we collect using this survey form includes the following:

  • Full name
  • Mobile Number
  • Address
  • Cashalo username
  • Screenshot of comment

When you are selected as a winner of the #KasalooftheMonth Promo, we may require additional information from you such as a copy of your government-issued ID to allow us to verify your identity.

  1. Purpose of collection of Personal Data and the applicable legal basis

We are collecting the Personal Data on the basis of our legal obligation to abide by the requirements imposed by the Department of Trade and Industry (DTI):

  • Your full name and Cashalo username will be used for the verification of your identity as a customer of Cashalo;
  • Your mobile number will be used to contact you in relation to Cashalo promos;
  • Your address will be used for contacting you, in case we are unable to get in touch via your mobile number; and
  • The screenshot of your comment to verify your submission for the #KasalooftheMonth Promo.

All the Personal Data will be provided to DTI as may be required by the regulator.

  1. Period of storage of your Personal Data

Subject to exception under the DPA, your Personal Data will be stored for ten (10) years on the basis of our legitimate interest to evidence our compliance with our legal obligation. Once retention period has expired, your Personal Data will be deleted or anonymized securely according to industry accepted standards.

  1. Your data subject rights
    You have the following data subject rights under the DPA: right to access
  • Right to be informed (Section 16(a) & 16(b), DPA)
  • Right of access (Section 16(c), DPA)
  • Right to rectification (Section 16(d), DPA)
  • Right to erasure or blocking (Section 16(e), DPA)
  • Right to damages (Section 16(f), DPA)
  • Right to data portability (Section 18, DPA)
  • Right to object (Section 34(b), IRR).