3 Cool Apps to Best Manage Your Finances

Filipinos have become highly tech-driven and smartphone savvy. With businesses creating mobile applications to help common folk complete their daily tasks more efficiently, smartphones are making life easier for Pinoys across the country.

Instead of sitting down with a sheet of paper, a pen, and a calculator, there are financial apps that allow you to work on your budget straight from your smartphone. These apps are built to help you manage your finances, from reminding you of your credit limit to setting goals for your savings fund. Some can even scan your receipt and provide you a breakdown of your daily expenses.

We’ve shortlisted financial apps that will help you gain better control over your money.

1. Money Lover

Money Lover allows you to input all your financial transactions for the day manually. Of course, you can immediately record it right after your purchase so that you don’t risk forgetting it.

What sets this app apart from its competitors is that it lets you add contacts, notes, pictures, and reminders to add better detail to your transactions. It also creatively uses graphs and pie charts to show the overview of your expenses.

Aside from that, Money Lover can also help you keep tabs of numerous budgets all at once, giving you the freedom to decide when you want to start tracking it. It can show how much money you still have left to spend on a certain category and notify you when you’ve reached a certain point in your budget or when you’ve gone beyond your limit.

Money Lover is downloadable both on Google Play and the App Store.

2. Goodbudget

If you’re interested in an even more traditional way of handling your finances, then you’re going to love Goodbuget. This finance app is like a virtual envelope system, tailored to those who prefer transacting with cash instead of credit cards. Goodbudget allows for a more traditional method of budget allocation

You can label “envelopes” so you can determine which category you’re spending the most on, such as groceries, transportation, eating out, utilities, and more.

For example, you set a budget of 2,000 Pesos for your groceries. Whatever you buy and eat, make sure to log it in. Your expenses will then be deducted from your budget, allowing you to see how much you still have left. You can assign different colors to each category so that you don’t get confused along the way.

Goodbudget is downloadable both on Google Play and on the App Store.

3. Chronicle

Part of being an adult is paying bills and utilities. Still, no one wants a mountain of paper bills piling on their desk. If you want to have better control over your money and stay on track of your payments, Chronicle is one of the best apps for the job.

Chronicle is your digital bill manager. It links your credit card accounts to allow you to pay your bills from your smartphone.

Aside from that, this app also notifies you of upcoming due dates to help you avoid incurring interest rates and prevent you from getting a bad credit history. It also creates an estimate on your recurring bills and advises you on how much you need to allocate for it. Your confirmation numbers, which serves as your proof of payment as well, are all saved in the app in case you want to review it.

Chronicle is only available on the App Store.

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Through these finance apps, you’re staying on top of your finances! If you need extra cash or emergency funds, you can get cash loans with low fixed monthly interest rates using the Cashalo app. Download it now!

 

About Cashalo

Cashalo is a fintech platform that delivers digital credit to Filipinos – helping them elevate their financial well-being. All loans under the Cashalo Platform are financed by Paloo Financing Inc., with SEC Registration No. CSC201800209 and Certificate of Authority No. 1162

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